Online swindler: Woman scammed out of $1 million by fraudster she met on dating site

For years, Debby Montgomery Johnson didn’t tell anyone she’d been scammed out of more than $1 million by a man with whom she believed she was in a loving, though virtual, relationship.

“It should not have happened to me,” the business owner and former Air Force officer told AFP from her home in Florida, a common refrain among those defrauded by someone they met online and grew to trust.

But many tens of thousands of people are targeted by cons dubbed “romance scams” every year, their numbers skyrocketing during the Covid pandemic when lockdowns sent people flocking to the internet seeking a salve for isolation.

The US Federal Trade Commission, tracking scams reported to its Consumer Sentinel Network, said 2021 saw a record $547 million stolen in romance scams. This marked a nearly 80 percent increase compared to the year before.

Those figures cap an upward trend that leapt in the first year of the pandemic. People reported to the FTC losing $1.3 billion to the scams over the past five years, the most of any fraud category.

But it is just the tip of the iceberg, the FTC notes, as the vast majority of cons go unreported.

Tim McGuinness, founder of the non-profit Society of Citizens Against Relationship Scams (SCARS), said numbers soared because of “the isolation, the loneliness and the utilization of the web as virtually the exclusive communication tool” during the pandemic.

Cancelled dates over supposedly positive Covid tests and disrupted travel plans due to lockdowns are ruses that feed into the well-worn script of romance scammers, the FTC warned.

One male victim told awareness-raising organization Silent Victim No More that Covid measures provided his supposed girlfriend with excuses to “bail out.”

“Covid-19 benefited the scammers,” he wrote.

He finally did a reverse image search on photos she had sent, discovering they were of a different person — but only after he’d spent $400,000 on visa fees and other concocted urgent costs.

While awareness is growing — through support groups, online forums and even a recent documentary on Netflix “The Tinder Swindler” — many still fall prey to elaborate cons spun to get into a victim’s heart.

When Montgomery Johnson, now in her early 60s, realized the scale of the problem, she decided to share how she was taken advantage of by a man who had come to feel like “family” over two years starting in 2010.

She spoke widely, wrote a book — “The Woman Behind the Smile” — and joined the board of SCARS, which has had contact with some seven million victims since 2015.

“I was looking for a confidant,” she said, having waded into online dating following the death of her husband.

She said it was out of character to give money the way she did, but “he really had my heartstrings tugged.”

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“Something flipped within me that it’s not about me anymore,” she said. “It’s about what I can do... to speak up and to be the voice of the survivor.”